Gone are the days when a mortgage company or a bank would pull money out of its vault in order to finance the purchase of a new home. Instead, lenders operate from a line of credit. When a new mortgage is approved and ready to fund, lenders tap into that line of credit. After the loan has funded, it can then sell the loan to a third party. Selli...
Full Story >January 2020 is the official forward-thinking month since it starts the calendar year and, this year, a new decade.Januarys annual barrage of forward-looking media, business, and social media pundit prognoses generates a wide range of business and online reflections on opportunity and risk in 2020.If you dont consider January the start of your b...
Full Story >But, theres another reason real estate agents, buyers, and sellers are aggravated with Zillow. Agents are checking their personal listings on Zillows site and finding their names grouped with several other agents namesnone of whom have a connection to the home. In some cases, these agents may not know they appear on that particular listing, and ...
Full Story >You may not have thought much about your real estate listing, but its a critical piece of the home-selling pie. Getting it wrong may not necessarily cost you a sale if your home is well-priced, located in a hot area, and you have great listing photos. But it could help you attract the right buyers if done well.If youre working with a good, exper...
Full Story >However, you need to take several key factors into consideration when home shopping during the holiday season or after. Here are three tips that will help you pick the right house and avoid serious problems in the future.nbsp;1. Find Issues Beneath the Snow and Ice with a Home Inspectionnbsp;Image Source: Pixabaynbsp;A blanket of snow or ice on ...
Full Story >You learn what pride of ownership meansYou may take pride in your car and your clothes and other minor possessions, but nothing compares to the feeling of being a homeowner. Buying your first place is an accomplishment, and you get to come home to that accomplishment every day.nbsp;Youll have more peace of mindOnce you have moved into your new h...
Full Story >There are lessons to be learned from this age-old experience that can be applied to homeowner associations. HOAs have both Board and Homeowner Meetings and both formats demand very different seating considerations.Board meetings are designed to transact regular business for the care and welfare of often millions of dollars of community assets. A...
Full Story >You dont have to rip out everything and start over. Its easy enough to make some simple enhancements. A general rule of thumb is to spend 5 to 10 of the value of your home on landscaping improvements. You can reduce these costs by doing some of the work yourself.Here are five landscaping trends sure to increase the value of your home.1. Clean It...
Full Story >In regards to condo occupancy rates, there are nearly 2 million people in Canada who made a condo their new home in 2016. Due to the newfound demand for pre-construction condos in Canada, the number of construction projects in the country has also risen accordingly. Here, our focus will be on new condos for sale in North York, and why you should...
Full Story >LightingNatural lighting is preferable in most cases, making a working area near a window ideal. In many instances, daylight hours are limited, so consider investing in a task light. Should it be impossible to set up a workspace near a window, there are light sources available that replicate natural light. When arranging lighting, remember that ...
Full Story >Diamonds in the RoughMany homeowner associations find it difficult to hold the line on expenses. Inflation erodes endlessly increasing budgets and members scream for >Insurance. Raise the deductible and reduce the annual premium. Create a line item in your Reserve Study with a life of three years called "Insurance Deductible" equal to your deduc...
Full Story >LandscapingThe curb appeal of your home is in straight connection with the perceived value of the home. Its important to remember that the value of your home will be determined by the buying market. For this reason, youll want to ensure that your home looks amazing. Curb appeal is an area that you simply cant ignore. The outside of your home is ...
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